Fees and interest of Kamuno AG
Fees Kamuno
Status per: March 10, 2026 *For loan applications started earlier, please see the fees here.
Upfront fee
A percentage-based fee calculated on the amount of each loan withdrawal; deducted directly from the disbursed amount.
| Fee | Loan withdrawal amount | Fee percentage | Description |
| Upfront fee | CHF 0 – 49’999 | 2.50% |
The fee includes:
|
| CHF 50’000 – 99’999 | 2.20% | ||
| CHF 100’000 – 149’999 | 1.80% | ||
| CHF 150’000 – 199’999 | 1.40% | ||
| CHF 200’000 – 250’000 | 1.20% | ||
| Interest charges | Risk-based annual interest rate from 3.5% | According to the terms and conditions in your agreement | |
Extraordinary fees
An unscheduled repayment or other cases involving increased administrative effort may result in extraordinary fees.
| Fee | Fee Details | Description |
| Late repayment | ||
| Reminder fee | CHF 30 per reminder | Issued for outstanding payments to cover processing costs and encourage compliance with obligations. |
| Default interest | 1.5% above the highest interest rate charged during the respective interest period | Default interest is payable from the due date. |
| Early repayment | ||
| Special fee | CHF 300 flat | Issued in the event of early repayment of a loan withdrawal or the entire credit to cover the additional processing costs. |